Unless otherwise stated, the copyright and any other rights in respect of the content of all pages on this website, including all texts and images, are owned by the Credit Union League of Hong Kong (CULHK). The CULHK grants permission to browse, display, download and print materials on this website in its original format for non-commercial use only, provided that proper attribution is given to the CULHK; create links to the pages in this site for non-commercial use only, provided that the source is stated, and the material is not altered or distorted. Requests for specific hyperlink permission or authorization of proposed use or reproduction of contents in this site should be addressed to:


The information contained in the CULHK website and any hyperlinked websites included therein are provided for general information purposes only. You are encouraged to conduct your own enquiries to verify any particular item of information provided on this website. We accept no responsibility for any error or omission in such information.